Illustrative example based on a typical client scenario. Figures are examples, not results.
Independent pre-owned watch dealer, London
How a London dealer kept more margin on every Swiss buy
Buying around CHF 1.2m of Swiss stock a year through the bank was quietly costing a large share of the profit. Switching to specialist rates and a WhatsApp line changed that.
- Annual Swiss stock
- CHF 1.2m
- Rate margin
- 3% → 0.6%
- Kept per year
- ≈ £27,000
The challenge
The dealer bought pre-owned stock from Geneva and Zurich most months, paying in Swiss francs through a high-street business account.
The bank's rate carried a margin of around 3%, and payments often needed a phone call to a general helpline. On a fast-moving deal, that delay could cost the piece.
What we did
- 01Account opened and verified onceRegular Swiss dealers were saved as payees so repeat payments took minutes.
- 02A specialist on WhatsAppWhen a deal was agreed, the dealer messaged their specialist and confirmed the rate there and then.
- 03Alerts for planned buyingA GBP/CHF alert flagged good moments to fund regular monthly purchases.
The outcome
- A tighter rate margin on every franc bought, worth roughly £27,000 a year on CHF 1.2m of stock.
- Faster confirmation on live deals, with one person who knew the business.